OD / CC Limits

Manage Your Business Cash Flow With OD & Cash Credit Limits

Improve your business liquidity with Overdraft (OD) and Cash Credit (CC) facilities from India's leading Banks and NBFCs. Access working capital whenever required and pay interest only on the amount utilized.

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Flexible Credit Limit
Interest On Utilized Amount
Instant Working Capital
OD / CC Limits

Business

Cash Flow Support

100+

Banking Partners
OD CC Limits
Business Working Capital

Flexible Financing With OD & Cash Credit

Overdraft (OD) and Cash Credit (CC) Limits provide businesses with revolving working capital to manage daily operational expenses, inventory purchases, vendor payments, salaries and seasonal cash flow requirements.

Credflux partners with India's leading Banks and NBFCs to help businesses secure OD and CC facilities with competitive interest rates, higher credit limits and faster approvals, ensuring uninterrupted business operations.

Overdraft Facility
Cash Credit Limit
Working Capital
100+ Banking Partners
FAQs

Frequently Asked Questions

Find answers to the most common OD & Cash Credit Limits queries.

An Overdraft (OD) allows businesses to withdraw funds beyond their account balance up to an approved limit, while Cash Credit (CC) is a working capital facility generally provided against inventory, receivables, or other business assets.

Proprietorships, Partnership Firms, LLPs, Private Limited Companies, MSMEs, Traders, Manufacturers, and Service Businesses with regular business operations can apply, subject to lender eligibility.

Interest is charged only on the amount utilized from the sanctioned credit limit, making OD and Cash Credit facilities a flexible and cost-effective financing option for businesses.

Commonly required documents include Business Registration, GST Registration, Udyam Registration, ITR, Bank Statements, Stock Statement, Financial Statements, CMA Data (if applicable), Projected Balance Sheet, and KYC documents.